Terms & Conditions
Last Updated: November 2, 2026
1. Acceptance of Terms
Welcome to Homeowners Quote (homeownersquote.us). By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please discontinue your use of our site immediately. These terms govern your relationship with our editorial team, including Spencer Davenport and Brenda Kalu, as we provide home improvement guidance and resource information.
2. Use License
You are granted a limited, non-exclusive, non-transferable license to access and use Homeowners Quote for personal, non-commercial informational purposes. You may not:
- Modify or copy our materials.
- Use the materials for any commercial purpose or for any public display (commercial or non-commercial).
- Attempt to decompile or reverse engineer any software contained on the website.
- Remove any copyright or other proprietary notations from the materials.
3. Editorial Authority and Content Disclaimer
The content published on Homeowners Quote is curated by our lead contributors, Spencer Davenport and Brenda Kalu. While we strive to provide accurate, up-to-date information regarding home improvement, maintenance, and renovation, all content is provided "as is" for educational purposes only.
We are not licensed contractors, architects, or financial advisors. Home improvement projects can be dangerous and carry legal or structural risks. Always consult with a licensed professional in your local jurisdiction before beginning any work. Homeowners Quote assumes no liability for actions taken based on the information provided on this site.
4. Intellectual Property
All content, including text, graphics, logos, and editorial strategy managed by Spencer Davenport and Brenda Kalu, is the property of Homeowners Quote and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or republish any content from this site without express written consent from our editorial team.
5. Third-Party Links
Homeowners Quote may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Homeowners Quote shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of such content or services.
6. Limitation of Liability
In no event shall Homeowners Quote, or its contributors Spencer Davenport and Brenda Kalu, be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if we have been notified orally or in writing of the possibility of such damage.
7. Changes to Terms
We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of the website following any changes constitutes your acceptance of the new terms. We encourage you to review this page periodically to stay informed about our policies.
8. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which our business operates, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.
9. Contact Information
If you have any questions about these Terms and Conditions, please reach out to our team directly:
Email: support@homeownersquote.us